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Explore annuities by your goal

Every annuity trades something for something. Filter by what you want yours to do, then expand any contract type for how it actually works.

Showing 8 annuities

• Multi-Year Guaranteed Annuity (MYGA)FixedA locked rate for 3 to 10 years — the CD alternative with tax deferral and typically higher guaranteed yields.
• Traditional Fixed AnnuityFixedPrincipal protection with a declared interest rate the carrier can adjust annually — never below the guaranteed floor.
• Fixed Indexed Annuity (FIA)Market-linkedInterest credits tied to an index like the S&P 500 — you capture part of the upside and are guaranteed to never lose principal in a down year.
• Registered Index-Linked Annuity (RILA)Market-linkedHigher upside potential than an FIA in exchange for taking a defined slice of downside — buffers absorb the first 10–20% of losses.
• Variable AnnuityMarket-linkedFull market participation through investment subaccounts, with optional riders that guarantee income even if the account falls.
• Immediate Annuity (SPIA)IncomeHand the carrier a lump sum, start receiving guaranteed checks within a year — the simplest way to buy a personal pension.
• Deferred Income Annuity (DIA)IncomeBuy today, start income 2 to 20 years from now — the longer you wait, the larger every check becomes.
• Qualified Longevity Annuity Contract (QLAC)IncomeIRA or 401(k) dollars moved into late-life income starting as late as 85 — excluded from RMD calculations until payments begin.