Coverage that works as hard as your business

Explore coverage by what you do

Pick your industry to see the core policies and add-ons that fit. Expand any card for what it actually covers.

Showing 10 coverages

• General LiabilityCore coverageThe foundation of every commercial program — protection when your business is blamed for injury or property damage to others.
• Business Owner's Policy (BOP)Core coverageLiability, property, and business income bundled into one policy at a package price — the go-to for storefronts and offices.
• Workers' CompensationCore coverageState-required protection that pays medical bills and lost wages when an employee is hurt on the job — and shields you from suits.
• Commercial PropertyCore coverageStandalone protection for buildings, equipment, inventory, and tenant improvements when a BOP is too small for your exposure.
• Professional Liability (E&O)Industry add-onCovers claims that your advice, design, or service caused a client financial harm — essential for anyone paid for expertise.
• Cyber LiabilityIndustry add-onResponse and recovery when data is breached or systems are locked — from forensics and notification to ransomware payments.
• Commercial Auto & FleetIndustry add-onLiability and physical damage for vehicles owned by the business — from a single work van to a regional fleet.
• Tools & Equipment (Inland Marine)Industry add-onCoverage that follows your tools, equipment, and materials wherever the job takes them — on site, in transit, or in storage.
• Product Liability & RecallIndustry add-onProtection when a product you make, distribute, or sell injures someone — with optional recall expense coverage.
• Commercial UmbrellaIndustry add-onExtra limits above your liability, auto, and employer's liability policies when a catastrophic claim exceeds primary coverage.