Health Insurance

Health coverage that fits how you actually use care

Marketplace plans with subsidies, private coverage between jobs, Medicare options at 65, and supplemental protection that pays cash when a deductible hits — compare health plans from the exchange's carrier network with a licensed agent's help.

  • ACA marketplace, private, and supplemental plans in one place
  • Check that your doctors and prescriptions are in network
  • Subsidy-aware quotes — see your price after tax credits
A doctor talking with a mother and her daughter during a checkup in a bright clinic

Explore plans by your situation

Filter by where you are right now. Expand any plan for what's actually included.

Showing 9 plans

Which metal tier actually costs less for you?

The cheapest premium isn't always the cheapest plan. Pick how much care your household typically uses and compare each tier's estimated total for the year — premiums plus expected out-of-pocket costs.

  • Lowest estimated total

    Bronze

    Plan pays ~60%

    $7,745 est. / year

    Monthly premium
    $380
    Deductible
    $7,200
    Out-of-pocket max
    $9,100

    Low premiums, protection from worst-case bills

    Quote Bronze plans
  • Silver

    Plan pays ~70%

    $8,855 est. / year

    Monthly premium
    $490
    Deductible
    $5,000
    Out-of-pocket max
    $8,500

    The subsidy sweet spot — cost-sharing reductions land here

    Quote Silver plans
  • Gold

    Plan pays ~80%

    $9,465 est. / year

    Monthly premium
    $570
    Deductible
    $1,800
    Out-of-pocket max
    $7,500

    Regular care without a big deductible in the way

    Quote Gold plans
  • Platinum

    Plan pays ~90%

    $9,560 est. / year

    Monthly premium
    $680
    Deductible
    $500
    Out-of-pocket max
    $4,000

    Heavy care use — highest premium, lowest bills

    Quote Platinum plans

Illustrative national-average figures for a 40-year-old before subsidies. Your quotes reflect your age, household, location, and any premium tax credits.

Most people who compare qualify for a lower price than they expect

Premium tax credits, cost-sharing reductions, and carrier competition all work in your favor — but only if you compare. Get subsidy-aware quotes from the exchange's health carriers, or let a licensed agent do the shopping.