Life Insurance

Coverage that keeps your family's plans intact — no matter what

Term for the mortgage years, permanent coverage that builds cash value, and policies that protect a business or an estate — compare life insurance from the exchange's carrier network with a licensed agent in your corner.

  • Term, whole, and universal life from A-rated carriers
  • Side-by-side quotes across the exchange carrier network
  • No-exam and accelerated underwriting options available
A young family relaxing together on the front porch of their home at sunset

Explore policies by what you need them to do

Filter by the job the coverage has to do. Expand any policy for what's actually included.

Showing 9 policies

How much coverage does your family actually need?

Move the sliders and watch the estimate update. It uses the DIME method — debts, income, mortgage, education — the same starting point a licensed agent would use.

$75,000

Your take-home contribution to the household

10 years

Until the youngest is independent, or the mortgage is done

$250,000

Remaining mortgage, auto loans, cards, student loans

$100,000

Roughly $100K per child for a 4-year degree

$50,000

Current life insurance, savings, and investments

Estimated coverage need

$1,050,000

Income replacement (10 years)
$750,000
Mortgage & other debts
$250,000
Education funding
$100,000
Minus existing savings & coverage
−$50,000
Quote $1,050,000 of coverage

Estimate only — a licensed agent will refine this with you before you apply.

The best day to lock in your rate was yesterday. The second best is today.

Life insurance premiums are set by age and health — both only move one way. Compare quotes from the exchange's life carriers, or have a licensed agent shop for you.