Your receivables are an asset. Insure them like one.

Find the right structure for your receivables

Trade credit policies range from whole-ledger protection to a single named buyer. Filter by what you're solving for, then expand any structure to see how it works.

Showing 8 structures

• Whole Turnover PolicyPortfolioThe workhorse of trade credit — insures your entire receivables ledger against insolvency and protracted default, with credit limits set per buyer.
• Key Account / Named Buyer CoverTargetedCoverage focused on the handful of customers that represent most of your exposure — insure the top 5 or 10 buyers instead of the whole book.
• Single Buyer / Single Risk PolicyTargetedOne buyer, one contract, one policy — often used for a major project, a large one-off order, or an exposure your bank wants wrapped.
• Export Credit InsurancePortfolioOpen-account export sales insured against commercial default plus the risks unique to cross-border trade — currency inconvertibility, embargo, and buyer-country events.
• Political Risk InsuranceSpecialtyFor exposures in volatile markets — covers government actions that stop payment or seize goods: expropriation, war, embargo, and contract frustration by state buyers.
• AR Financing EnhancementSpecialtyStructured to make your borrowing base bigger — insured receivables qualify for higher advance rates, and foreign AR your bank currently excludes becomes eligible.
• Pre-Shipment / WIP CoverSpecialtyFor custom manufacturers — covers the cost sunk into goods built to order if the buyer fails before delivery, when there is no receivable yet to insure.
• Excess of Loss / Catastrophe CoverPortfolioFor companies with strong internal credit management — you keep everyday losses, the policy responds when a loss or cluster of losses exceeds your annual retention.