Life Center
Coverage calculator
Size your coverage from what your family would actually need — then take the estimate straight into a quote.
How much coverage does your family actually need?
Move the sliders and watch the estimate update. It uses the DIME method — debts, income, mortgage, education — the same starting point a licensed agent would use.
Your take-home contribution to the household
Until the youngest is independent, or the mortgage is done
Remaining mortgage, auto loans, cards, student loans
Roughly $100K per child for a 4-year degree
Current life insurance, savings, and investments
Estimated coverage need
$1,050,000
- Income replacement (10 years)
- $750,000
- Mortgage & other debts
- $250,000
- Education funding
- $100,000
- Minus existing savings & coverage
- −$50,000
Quote $1,050,000 of coverage
Estimate only — a licensed agent will refine this with you before you apply.