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Filter by the job the coverage has to do. Expand any policy for what's actually included.

Showing 9 policies

• Term LifeTerm coverageThe most coverage per dollar — level premiums for 10, 20, or 30 years while the mortgage, kids, and career are on the line.
• Whole LifePermanent coverageGuaranteed lifetime coverage with fixed premiums, guaranteed cash value growth, and dividends from participating carriers.
• Universal LifePermanent coveragePermanent protection with flexible premiums and adjustable death benefits — coverage that bends as life changes.
• Indexed Universal LifePermanent coverageCash value growth linked to a market index with downside floors — upside participation without direct market losses.
• Final ExpensePermanent coverageSmaller whole life policies — typically $5K to $50K — that cover funeral costs and final bills with simplified underwriting.
• Survivorship (Second-to-Die)Permanent coverageOne policy covering two lives that pays at the second death — the classic tool for estate taxes and legacy gifts.
• Key Person InsuranceTerm coverageThe business owns the policy on the people it cannot run without — cash to survive the loss of a founder or rainmaker.
• Buy-Sell FundingPermanent coverageLife insurance that funds a buy-sell agreement, so surviving partners can buy out a deceased owner’s share without debt.
• Children’s Whole LifePermanent coverageSmall whole life policies on children that lock in insurability for life and quietly build cash value along the way.